You’ve booked the circuit.
You’re not racing. You’re not chasing trophies.
You just want seat time.
Maybe it’s an open pit lane track day, a manufacturer day, a driving experience or coached session, your own road-registered performance car or your dedicated track build. Either way, once you leave the public road and go through the pit lane, your normal motor insurance stops applying.
And that’s the bit most drivers don’t fully clock.
If you have an accident on track — whether it’s your mistake, someone else’s, fluid down, or just one of those things — the cost sits with you.

That’s where Track Day Accident & Damage Insurance comes in.

This cover is designed for non-competitive track days, road-registered performance cars, dedicated track cars, coached driving experiences, manufacturer/club days, one-off sessions or multiple booked days.

It can protect you against:

• Accidental damage to your own vehicle
• Fire damage
• Damage during organised track day activity
• Recovery costs in some circumstances

Because replacing carbon panels, radiators, radiators again, and bodywork adds up very quickly.

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Short-Term Cover That Matches Your Booking

You don’t need annual racing insurance. You need cover for:

• A single day
• A half-day session
• A weekend
• A block of pre-booked track days

Short-term track day insurance means you insure the day you’re driving — not the months you’re not.

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If You’re Reading This, You’re Probably Thinking:

• “My road insurance won’t help me here.”
• “What happens if someone else hits me?”
• “What’s my car actually worth on track?”
• “I just want to drive without risking a financial disaster.”

That’s exactly why this product exists.

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Why Lynx

We don’t treat track days like reckless behaviour. We know most drivers are careful, prepared and serious about their cars.

You tell us:

• Circuit
• Date
• Car
• Value
• Road registered or track build

We come back with options.

Clear. Fast. No drama.

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Get a Track Day Insurance Quote

Send us:

• Date
• Circuit
• Car
• Declared Value
• If test days are included

We’ll structure Accident & Damage options to match your programme.

Lynx Insurance Brokers Ltd arranges insurance as a broker. Cover subject to insurer terms and acceptance. Lynx does not arrange F1 cover.