At Lynx, we understand the unique risks involved in taking a car on track—whether it’s a race circuit, rally stage, or single-venue event. Motorsport Accident Damage Cover is designed specifically to provide financial protection for damage caused during on-track incidents, as a result of an accident, so you can focus on driving without worrying about the consequences.
This specialist cover is essential for teams, drivers, and vehicle owners who need to protect their valuable assets. Accident Damage (On Track) insurance helps safeguard your season’s budget from unexpected repair costs, giving you an advantage and the financial stability to keep competing.
We know how important it is to have responsive support with quick answers, efficient claims handling, and fast access to funds. That’s why we make it a priority to be there when you need us.
Motorsport On Track Accident Damage insurance can include cover for:
- One off track days, multiple events, championships including a mix of test days.
- Impact damage to the engine and transmission (following an on track accident).
- Fire cover is available, can be standalone and, on an any cause basis.
- Labour for any accident damage repairs to the vehicle.
Choose Lynx Insurance Brokers for comprehensive On Track Accident Damage quotation. Contact us today we can any questions about the insurance policy including guidance on how to obtain a quote and ensure you’re protected.
Frequently Asked Questions:
What types of track activities are covered by Motorsport Accident Damage (On‑Track) Cover?
This policy covers track days, tests or single motorsport events, we can also offer multiple events such as championships, so your car is protected for the period you are at risk.
What damage does Motorsport Accident Damage (On‑Track) Cover protect against?
It covers the repair of impact and/or fire damage following an on track accident. It can also include damage to critical parts like the engine and transmission. Fire cover can be either stand‑alone or following any-cause. Labour for specialist repairs is also included.
What does Motorsport Accident Damage (On‑Track) not protect against?
The Policy will not cover any liability risk to third parties, or mechanical failure, general component wear and tear, or damage caused by deliberate misuse such as driving over trackside curbing or deliberately cutting corners or driving through ditches, a technique often used by rally drivers.
Is Motorsport Accident Damage (On‑Track) Cover only for full‑time teams, or can private drivers use it too?
It’s available to teams, drivers, and vehicle owners—from amateurs to professional operators who want to safeguard their assets or pride and joy.
How quickly can I access claim support?
Teams and drivers expect a swift turnaround, Lynx prioritises a rapid response, the Insurer will appoint a Loss Adjuster and they will manage the Claim process. including efficient claims handling and fast access to funds when you need them most.